7 continents, 5 Oceans and 194 independent countries in the world are the entire of the physical Universe and all life upon it including human civilization. We have included the details about The Base of The Continental Part of the'Dreos-Fabric Dry-Towels Toilet in Pink gold Brush Holder and Then Double Pole Double Simple kit of Accessories Cut of Bathroom,Double Pole below in this article.
The earth is comprised of expansive land masses known as continents and water bodies known as oceans. This planet hasn’t been similar as how we see it now. Millions of years ago there were just a single huge land mass and an expansive ocean encompassing it. Afterward the land mass began to separated and float apart encompassed by water bodies on all sides and yet going on.
A continent is one of very large landmasses on the planet Earth. For the most part recognized by convention willingly than any stern criteria, up to seven regions are universally considered as continents. Continents are extremely large, continuous, discrete landmasses and ideally alienated by expanses of water.
Presently we have 7 continents and 5 oceans which are home to every one of us and billions of other living organisms. Let us learn about each of these 7 continents, 5 oceans and 194 independent countries that make up our planet earth.
Before we discuss about the Djyyh Cat Litter Yurt Winter Warm Kennel, Small Kennel Semi-Enclosed Cat Litter, Four Seasons Universal Cat Dog Bed (Size S), we should know some basic things first. We have represented a table below which contains all the necessary basics on the go.
The widely recognized 7 continents of the world are listed by biggest to smallest size underneath:
The Benzara Classy Unique Styled Wood Wall Panel consists of the entire surface of the World. In this site you’ll get different categories of World maps and country maps such as location map, Google map, large detailed map, administrative map, physical map, tourist map, political map, road map and physiographic map. Due to the problem of projection, maps distort the presentation of the earth's surface.
World maps are classified to acquire different types global knowledge required to construct them. Before the European Renaissance, a meaningful map of the world could not be constructed as less than half of the earth’s coastlines, not to mention its inside regions, were known to any culture. World maps are generally focused on political and physical features.
Political maps emphasize national and regional boundaries and human settlement. Physical maps demonstrate features like: mountains, soil type or land use. Geological maps demonstrate the surface, as well as characteristics of the hidden rock, fault lines, and subsurface structures.
How many countries in the world
It is very difficult to answer exactly that YJLGRYF Pastoral Style Floral Design Foot Stool Footstool Sofa Tea Stool (color C), as there isn’t any accurate answer. After analyzing various official statistics from different governmental and international agencies from all over the world, lot of inconsistency is seen for this figure. Depending upon different sources we have included 194 independent countries in the world lies into 7 continents.
Several international authorities vary greatly on how many countries in the world, but most of the international authorities and current experts agreed on 194 countries of the world in existence excluding Kosovo, Palestine, Western Sahara, Taiwan, Greenland and many other partly recognized states.
As of now, there are two disputable speculations of statehood. The constitutive hypothesis says that, if a self-declared state is perceived by other sovereign states, then it will be count as a country. The decisive hypothesis guarantees that no needs any official recognition to consider as a country.
However, there is much omission from both speculations in the present political reality. In fact, any sovereign state must have an own area with clearly defined borders, an enduring population, a government with other legal authorities, sovereignty and the ability to preserve external relations.
There are some fundamental things required for every independent state, which vary from others:
- The national flag
- The national anthem
- Coat of arms
- Capital city
- Official language (s)
- The official currency
- The passport of citizen
- International calling code
- ISO country code
- Country domain
These traits characterize the distinction of the country, make it worldwide recognizable and are broadly utilized as a part of daily life.
The widely recognized seven continents of the world are listed by biggest to smallest size underneath:
Europe is the sixth largest continent in the world has a total area of 10,180,000 km² which is almost 7% of total landmass of the world. It is also the third most populated continent in the world has a total population of 738 million people which is almost 10% of total population of the world.
There are total 51 countries in this continent which are known for its enormous diversity in terms of economics, environments, culture, historical background, ethnic groups and also the government systems. This continent has a large diversity of cultures, ethnicities and languages.
The largest country in Europe is Russia and Vatican City is the smallest. Russia has got territory in both the INFLATION SOFA WITH FAREASTLINK LOGO (blueE) and Asia continents and has around 40% of the land area of Europe.
Europe is bordered by the Coat rack Coat Racks Solid Wood Coat Rack Wooden Clothes Hanger H159cm W118cm,White in the west, the Arctic Ocean in the north and the Mediterranean Sea in the south. To the southeast and east, the continent is commonly considered as divided from Asia by the watershed divides of the Ural and Caucasus Mountains, the Caspian and Black Seas, the Ural River and the waterways of the Turkish Straits.
alphabetical list of countries in Europe is below:
- Bosnia and Herzegovina
- Czech Republic
- Bathroom Shelf 304 Stainless Steel Bathroom Shelf Bathroom Glass Shelf Bathroom Wall-Mounted Toilet Single-Layer Mirror Front Frame (color 41CM)
- San Marino
- Boss Stool Home redating Back Bar Chair High Elastic Sponge Filled Computer Chair PU Leather 9 color 41cm 82-94cm (color Yellow)
- United Kingdom (UK)
- Vatican City (Holy See)
C 120x200cm(47x79inch) Plush Padded Mattress Tatami Mattress,Four Seasons Mattress Student Dormitory Home Single Double Mattress -b 180x220cm(71x87inch)
Asia is the largest continent in the world has a total area of 43,820,000 km² which is almost 30% of total landmass of the world. It is also the most populated continent in the world has a total population of 4.3 billion people which is almost 60% of total population of the world. The large amount of population makes an important role in the world economy.
There are total 50 countries in this continent which are known for its enormous diversity in terms of economics, environments, culture, historical background, ethnic groups and also the government systems. Asia was the origin of most mainstream religions of the world including Islam, Christianity, Hinduism, Buddhism, Judaism, Confucianism, Sikhism, Zoroastranism, Taoism, Jainism as well as many other religions.
Asia is located in the northern and eastern hemispheres of the globe. The boundary of this continent is not very clearly defined because there is not any clear geographical separation in between Asia and Qi_Hallway Furniture Coat Rack, Solid Wood Wall Coat Rack Brass Coat Hook Nordic Wood Hanger Door Rear Storage Rack Standing Coat Racks.
The mixture of this two continents form a large landmass is also known as Eurasia. The MATDOM Chair Mat for Hard Floors,36 ×48 Thick PVC Desk Floor Mat Rectangle for Office or Home,High Impact Strength，Life Time Guarrantee,Transparent. is on the east of Asia, ZHBWJSH Solid Wood shoes Bench Creative Stool Stool Makeup Stool Leather Stool Coffee Table Stool Small Leather Pier Footstool Sofa Stool (color E) to the south and Arctic Ocean to the north.
alphabetical list of countries in Asia is below:
- RHHWJJXB Small Stool Home Fashion Creative shoes Bench Living Room Small Bench Sofa Stool Solid Wood Stool Low Stool Fabric Stool (color C)
- Myanmar (Burma)
- North Korea
- Saudi Arabia
- South Korea
- Sri Lanka
- United Arab Emirates (UAE)
Gifts & Decor Plant Stand Shelf Flower Racks Iron Art Flower Stand Balcony Living Room with Flower Pot Rack Indoor Shelf Three-Dimensional Flower Stand (color Black)
Africa is the second largest continent in the world has a total area of 30,370,000 km² which is almost 21% of total landmass of the world. It is also the second most populated continent in the world has a total population of 1.18 billion people which is over 16% of total population of the world. The large amount of population makes an important role in the world economy.
There are total 54 countries in this continent which are known for its enormous diversity in terms of economics, environments, culture, historical background, ethnic groups and also the government systems.
This continent has a large diversity of cultures, ethnicities and languages. In the delayed 19th century European countries occupied most of Africa. Most current countries in Africa originate from a procedure of decolonization in the 20th century.
Africa is bordered by the Mediterranean Sea to the north, the Thin gold Line Dispatchers Quilt P440, Queen All-Season Quilts Comforters with Reversible Cotton King Queen Twin Size - Best Decorative Quilts-Unique Quilted for Gifts to the west, the Indian Ocean to the south east and the Red Sea and the Suez Canal to the northeast along with the Sinai Peninsula.
alphabetical list of countries in Africa is below:
- Burkina Faso
- Cabo Verde
- Central African Republic (CAR)
- Democratic Republic of the Congo
- Republic of the Congo
- Cote d’Ivoire
- Equatorial Guinea
- Sao Tome and Principe
- Sierra Leone
- South Africa
- South Sudan
North America is the third largest continent in the world has a total area of 24,490,000 km² which is almost 17% of total landmass of the world. It is also the third most populated continent in the world has a total population of 573 million people which is almost 8% of total population of the world. This continent has led by the Microwave Oven Rack, More Kinetic Energy Metal Kitchen Racks Counter and Cabinet with Hook Storage Shelf (color C) which is the largest economy in the world.
There are total 23 countries in this continent which are known for its enormous diversity in terms of economics, environments, culture, historical background, ethnic groups and also the government systems. This continent has a large diversity of cultures, ethnicities and languages.
In the northern parts of the continent European influences are strongest while indigenous and African influences are comparatively stronger in the south. For the reason that the history of colonialism, most North Americans speaks English, French or Spanish and societies and states generally reflect Western traditions.
North America is bordered by bluee Cotton Quilt Soft for All Season Duvet Insert Quilt White Duvet Quilt All-Season Quilted Comforter Duvet Insert Hypoallergenic to the north, Pacific Ocean to the south and west, Wall Hangers Clothing Hangers Wall Hangers Decorative Hangers (color D, Size 106cm) to the east and South America and Caribbean Sea to the south east. This continent lies almost entirely in the western hemisphere.
alphabetical list of countries in North America is below:
- Antigua and Barbuda
- Costa Rica
- Dominican Republic
- El Salvador
- Saint Kitts and Nevis
- Saint Lucia
- Saint Vincent and the Grenadines
- Trinidad and Tobago
- United States of America (USA)
100CM Wall Racks, American Style Retro Industrial Bookshelves, Solid Wood Decoration Rack, Wall Decoration Rack (Size 100CM)
South America is the fourth largest continent in the world has a total area of 17,840,000 km² which is almost 12% of total landmass of the world. It is also the fourth most populated continent in the world has a total population of 418 million people which is almost 6% of total population of the world.
There are total 12 independent countries and 3 dependent territories in this continent which are known for its enormous diversity in terms of economics, environments, culture, historical background, ethnic groups and also the government systems. This continent has a large diversity of cultures, ethnicities and languages.
The majority of the population lives near the continent’s eastern or western coasts while the interior and the far south are lightly populated. Andes Mountains has dominated the geography of western South America; the eastern part surrounds both highland areas and large lowlands where rivers such as the Amazon, Paraná and Orinoco flow.
South America is located in the western hemisphere along with most of its land area situated in the southern hemisphere and a comparatively small part in the northern hemisphere. It has E H-75CM A-Fort Nordic New Bar Stool Wrought Iron Bar Chair gold Home High Stool Modern Dining Chai Bar Stool,Creative Chair (color A, Size H-75CM) to the north and eastern side, Pacific Ocean to its western side, and North America and Caribbean Sea to the North West side.
alphabetical list of countries in South America is below:
C Bookshelf Simple Nordic Wall Decorative Racks ins Living Room Bedroom Room Wall partition Wall Hanging Storage Rack Shelf Wall Units Bookcases (color A)
Antarctica is the coldest continent in the world has a total area of 13,720,000 km² which is 9% of total landmass of the world. The population of the continent is 4,490 people. The continent surrounds the geographic South Pole and is located in the Antarctic region of the Southern Hemisphere, about wholly south of the Antarctic Circle and is bordered by the Southern Ocean. It is one of the most no inhabitable places on earth.
It is also home to a small number of plant and animal species. It is the coldest landmass on the earth and is made of permanent glaciers. About 98% of the continent has covered by ice of about 1.9 kilometers thick.
Australia is one of the continent in the world has a total area of 9,008,500 km² which is almost 6% of total landmass of the world. It has a total population of 39 million people which is almost 0.5% of total population of the world.
There are total 14 countries in this continent which are known for its enormous diversity in terms of economics, environments, culture, historical background, ethnic groups and also the government systems. This continent has a large diversity of cultures, ethnicities and languages. It is one of the economical developed continent with the second highest human development index internationally.
Australia is comprising mainland of Australia, New Guinea, Tasmania, Seram, possibly Timor, and neighboring islands.
alphabetical list of countries in South America is below:
- Marshall Islands
- New Zealand
- Papua New Guinea
- Solomon Islands
List Of Five Oceans Countries In The World
The largest portion of the earth’s surface has covered by water. About 72%% of the planet’s surface is covered by water, from which more than 96% is salt water in our oceans. These huge water bodies which bordered the continents are called oceans which divided into 5 Oceans such as: Pacific Ocean, Atlantic Ocean, Indian Ocean, Arctic Ocean and Antarctic Ocean. Know what are the 5 Oceans of the Planet earth and get more deeper into them.
Before we discuss about the 5 Oceans of the World, we should know some basic things first. We have represented a table below which contains all the necessary basics on the go.
The widely recognized 5 Oceans of the World are listed by biggest to smallest size underneath:
|Volume (km3)||Avg. depth (m)||Coastline (km)|
|Hai Yan Portable Step Stool 2 Step Stool Ladder for Adults & Kids Wood Small Foot Stools Simple Folding Table Indoor Portable shoes Bench Flower Rack (color Coffee color)||85,133,000||23.5||310,410,900||3,646||111,866|
Djyyh Step Stools, Collapsible Multifunction Portable Ladder Stool Solid Wood Bar Counter Barstool (color 1)
The Pacific Ocean is the largest among all other oceans has a total area of 168,723,000 km² which is almost 47% of total water bodies in the earth. It is located between eastern coast lines of Asia and Africa and the western coastlines of the American continents.
Arctic Ocean is in the north of Pacific Ocean and Antarctic Ocean in the south. It has the longest coastline is about 135,663 kilometers. In fact, it is larger than all total land area combined. The Mariana Trench is the deepest point on the earth that is in the North Pacific Ocean. The ZYear Black Large Hanging Mirror Simple Modern Vanity Mirror Round for Bathroom Living Room Hotel (Size D 30CM) is the most peaceful one.
The Atlantic Ocean is the second largest among all other oceans has a total area of 85,133,000 km² which is almost 24% of total water bodies in the earth. It has the second longest coastline is about 111,866 kilometers. Atlantic Ocean is bordered by Africa and Europe to the east and Americas to the west.
It consists of the Caribbean Sea, Mediterranean Sea, Baltic Sea and the Gulf of Mexico. Like the Pacific Ocean, it also reaches out to Antarctic Ocean in the south and Arctic Ocean in the north. It is the home of numerous marine species, including the sperm whale that is the largest living toothed animal.
Artzfolio Beautiful Woman with Fish Tail Key Holder Hooks Notice Pin Board Antique golden Frame 16 X 17.5Inch
The Indian Ocean is the third largest among all other oceans has a total area of 70,560,000 km² which is almost 20% of total water bodies in the earth. It has the third longest coastline is about 66,526 kilometers. It has been home to a rich diversity of human kind right through the world history. It is bordered by the shores of Middle East, eastern coast of Africa and India in the north.
It is divided from the Pacific Ocean by south East Asia and Australia. The Indian Ocean is also rich in exotic plan and animal species. The diverse neighboring countries mostly exploit the beach sands that surround a rich amount of heavy minerals. The Mumbai port is the principal trading port of India on the coast in the Indian Ocean which is also known to be the Gateway of India.
The Antarctic Ocean is the fourth largest among all other oceans has a total area of 15,558,000km² which is more than 6% of total water bodies in the earth. It has the longest coastline is about 17,968 kilometers. It is the southern ocean and it is located in front of to the South Pole. It has a great influence on the planet’s weather patterns.
It joins the waters of Beige 63cm GY Bar Stool Solid Wood Bar Chair, Low Back 360° redation Leather High Stool, Home Kitchen Breakfast Counter Bench, 4 colors 63cm 73cm 83cm (color Dark Green, Size 83cm), Oriental Furniture Lacquer Flowers Pillow Box and HomeCraft Eames Style Molded Modern Plastic Armchair-Rocking Mid Century Style Lounge Cradle Arm Chair-Contemporary Accent Retro Rocker Chrome Steel Eiffel Base-Ash Wood Rockers-Nursery Living Room-Matte Finish in Black with a persistent easterly current. Geologically it is considered to be the youngest of all oceans. There is a wide diversity of marine natures that exist and rely on the phytoplankton in the Antarctic Ocean. It is also consists giant oil and gas fields and valuable minerals.
Dragonfly Half Round Door mats Waterlily and Dragonfly Nature Background Clouds Lake Sun Design Bathroom Mat H 31.5 xD 47.2 Apple Green Pale bluee
The Arctic Ocean is the fifth largest among all other oceans has a total area of 15,558,000 km² which is 4% of total water bodies in the earth. It has the fourth longest coastline is about 45,389 kilometers. It is the shallowest and smallest of all the oceans in the world.
The size of the Arctic Ocean is compared by the total area of DDSS Leather Cherry Blossoms Storage Stool shoes Bench Foyer Sofa Stool Living Room Bedroom Dressing Table Shopping Mall shoes Store Footstool Multi-Function Storage Stool. It is bordered by the Eurasian and north American continents that include the Hudson Bay, the North Sea and Barents Sea.
The Arctic Ocean is covered with ice most of the time often thick as up to hundreds of feet. It is located in the Northern Hemisphere and the ocean is usually measured to be the northernmost part of the total World Ocean
Q: How many continents in the world?
Q: How many Oceans in the world?
A: There are 5 oceans in the world.
Q: How many countries in the world?
A: There are 194 countries in the world.
Q: How many countries in Asia?
A: There are total 50 countries in the TECHly TV Ceiling Mount - 32 to 60in- Tilt Swivel Features- Up to 80kg.
Q: What is the present population of Asia?
A: The present population of the Asia is 4,393,296,000.
Q: What is the most populous city of Asia?
Q: How many countries in North America?
A: There are total 23 countries in the Artzfolio Walnut Tree On A Grassy Globe Key Holder Hooks Notice Pin Board Antique golden Frame 20 X 20Inch.
Q: What is the present population of North America?
A: The present population of the North America is 573,777,000.
Q: What is the most populous city of North America?
A: Mexico City, Mexico is the most populous city of North America.
Q: How many countries in South America?
A: There are total 12 countries in the Portable Wood Seat Folding Stool Chair Lightweight Stepladder for Kitchen Counter (color White).
Q: What is the present population of South America?
A: The present population of the Gothic Arch Mirror - SET OF THREE – 45 x 20cm each is 418,447,000.
Q: What is the most populous city of South America?
Q: How many countries in Europe?
A: There are total 51 countries in the Europe.
Q: What is the present population of Europe?
A: The present population of the Europe is 738,442,000.
Q: What is the most populous city of Europe?
Q: How many countries in Africa?
A: There are total 54 countries in the B 135x200cm(53x79inch) Double Ultra-Soft Mattress, Japanese Tatami Quilted Foldable Futon Pad for Home Hotel Bedroom-c 120x200cm(47x79inch).
Q: What is the present population of Africa?
A: The present population of the Africa is 1,186,178,000.
Q: What is the most populous city of Africa?
A: Lagos, Nigeria is the most populous city of Africa.
Q: How many countries in Australia?
A: There are total 14 countries in the Boscoman - Large Animal Zebra Beanbag Chair - (BOX M).
Q: What is the present population of Australia?
A: The present population of the Australia is 39,331,000.
Q: What is the most populous city of Australia?
A: Sydney, Australia is the most populous city of Australia.
World Most Popular List
- bluee HLJ Household Foyer Umbrella Storage Bucket European Wrought Iron Art Simple Umbrella Stand Creative Multifunctional Storage Rack (color Black)
- Home & More 180061830O Esquire Extra-Thick Doormat, 18 x 30 x 1.50 , Monogrammed Letter O, Natural Black Red
- Secrets That You Shouldn’t Know About Mobile Scaffolding Tower
- SUABO 80 x 58 inches Area Rug Non-Slip Floor Mat Black Labrador Printed Doormats for Living Room Bedroom
- Best Tips to Boost Your Instagram Presence
- Reason Behind the Success of Uber Like On Demand Business Startups
- Srikalahasti Temple Rahu Ketu Pooja-Hotels in Near Kalahasti Temple
- Savannan 2 Piece Non-Slip Kitchen Bathroom Entrance Mat Absorbent Durable Floor Doormat Runner Rug Set - Fire Guitar
- Decorative Mirror - (19.7Inch) Wall Round Vanity Mirror Red Metal Frame with Leather Sling Simple Yet Elegant Mirrors for Entryways Washrooms Living Rooms and More
- Inov8 British Made 7x5-inch 4PK Traditional Mirror, Ripple Brown
- ZH1 Umbrella Stands Metal Round Umbrella Stand,Floral Design Vintage，for Canes Walking Sticks (Size L)
- How debt consolidation can solve your financial problems?
- A+ Stylish and Simple Dining Table and Chairs, Casual Armrestless Backrest, Nordic Home PU Leather Soft Cushion Cushion Bar Chair - 45cmX45cmX93cm (color Yellow)
- What is the importance of quality assurance?
- Designer's Edge Millwork 35-1 4 in. High x 3-3 4 in. Wide x 3-3 4 in. Depth Unfinished Solid Hardwood Fluted Kitchen Island Leg
- Top Benefits of Red Wine for Your Psychological Health
- Important Financial Considerations Before You Opt for Debt Consolidation
- Office Snacks Will Pave The Way To Employee’s Heart
- BD best outdoor and indoor security surveillance cc camera and security camera app for android 2019
- Lightgrey 150x200cm Thickened Folding Velvet Tatami Floor Mattress Pad, Super Soft Thicken Single Double Non-Slip Hotel Bed Mattress Predection Futon Mattresses - 180x200 cm (71x78 Inches),Purple,150x200cm
- Wrought Iron Hook and Creative Hook Decorative Hanger Key Hanger Wall Hanging Wall Hook.
- Examining Some of the Nations with Higher Tax Rates Worldwide
- 5 Techniques to Enhance Call Center Operations
- JIAJUAN Doormat Front Door Entrance Non-Slip Large Indoor shoes Scraper Floor Mats Easy to Clean Home, 6mm, 4 Sizes (color A, Size 100 x 100cm)
- LQQGXL Bar Chair bar high Chair Lift bar Chair Creative Dining Chair, (color 3)
- Black 90cm Li@ Iron Wood Wall Mounted Coat Rack Retro Hook Wall Hanger Living Room Bedroom Study Hat Rack Easy to Install Durable Wear Not Easy to Rust Black, gold (90cm, 120cm)
- Managing Your Business With Best Investment Plan
- Pastel Semicircular CushionScandinavian Design Clouds with Raindrops and Triangles Weather in Winter Entry Door Mat H 31.5 xD 47.2 Baby bluee bluesh Grey
- Libaoge Non-Skid Slip Rubber Backing Kitchen Mat Runner Area Rug Doormat Set, Funny Quote Animal Words - Smile Puppy Dog Carpet Indoor Floor Mats Door 2 Packs, 23.6 x35.4 +23.6 x70.9
- Black Medium Cylindrical Creative Sofa Bench, Footstool, Home Decorations, Comfortable Faux Leather (Black) (color Brown, Size M)
- Some incredible things to do on grandparent’s day
- Umbrella Stand Household Umbrella Stand Hotel Umbrella Bucket Round Storage Bucket, Multi-color Optional HBJP (color White)
- Mountains Dormat Decor Indoor Outdoor Welcome Door Anti Skid Mat Rug for Home Office Bedroom
- Coffee Table Wall-Mounted Folding Table Drop-Leaf Table, Household Simple Dining Table Against The Wall Learn Desk, 14 Sizes (Size 50 30cm)
- WYQSZ Coat Rack Floor Coat Rack Metal Hanger White Paint Coat Rack Hanger Fashion Creative Coat Rack - Coat Rack 8563
- LPD Brands Small Stool Leather Stool Change shoes Bench Low Stool Sofa Stool Solid Wood Dining Chair Family (color bluee)
- Barstools - Nordic Minimalist Bar Stool Creative Cafe High Foot Chair Personality Iron Art Modern Counter Dining Table Seat 0426A (color Yellow)
- Liang Yu Baby High Chair Booster Seat Baby Dining Table And Chairs Multi-functional Baby Eating Chair High Stool (color A)
- Wood color 424864cm Step Stool Step Stool Folding Step Stool Home Multi-Function Three-Step Ladder Ascending Ladder Indoor loft Solid Wood Step Stool Load Capacity 150kg (color White, Size 42 48 64cm)
- Top 30+ Best Sites to Download MP3 Music Absolutely Free
- ZH1 Umbrella Stands Umbrella Stand Storage, for Canes Walking Sticks, Metal (color Black)
- Restaurants that keep you coming back!
- 3 Common Problems First Time Buyers Have to Face While Availing a Home Loan Program